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CREESE, SMITH & CO. LLC
Certified Public Accountants

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Retirement Income PlannerUse this calculator to evaluate your retirement income plan.
Paycheck Calculator - SalariedThis calculator computes net or gross pay for a single paycheck and displays the various withholdings.
Regular IRA vs. Roth IRA - Annual ContributionUse this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Flexible Spending Account CalculatorThis calculator shows the effect a Flexible Spending account will have on your net pay.
Mortgage CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Investment Needed to Achieve GoalUse this calculator to determine the investment needed to achieve your goal.
Children's Education SavingsUse this calculator to evaluate and determine if you need to make changes to your college savings plan.
Buying vs. Leasing - AutoUse this calculator to determine if you should lease or buy your next vehicle.
Qualify for Home PurchaseThis calculator indicates whether or not you qualify for a conventional mortgage.
IRA Distribution Before Age 59 1/2 CalculatorThis calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.
Time To Payoff Credit CardUse this calculator to calculate the monthly payment and length of time it will take to pay off your credit card.
Paycheck Calculator - HourlyThis calculator computes gross and net pay for an hourly paycheck and displays the various withholdings.
Loan Amortization CalculatorUse this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Loan CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Social Security CalculatorEstimate your Social Security benefits using the Social Security Administration's Quick Calculator.